My wife and I (DINKS) started really applying ourselves and making some changes in Oct 2013. Since Jan, we've gone from $337k to $405k in investments (not including house worth ~$200k) that are making us more money. We've paid off all student loans and a $16k car loan as well. All we have left is our mortgage of $100k @ 3.5%. Next year we'll max out all tax advantages accounts and will need to start an after tax brokerage account to stash more. We both expect some raises in the future, and with no loans, those portfolio and net worth curves are about to get real steep, like into the stratosphere. It's super exciting! We hope to be FI by 40, at the latest, which is 5 years from now. We don't expect to quit cold turkey, but the freedom to lower hours and do other productive things is going to be awesome!
I'm not super active here, but I do lurk a lot, and I am constantly motivated by those that post here. I can't thank MMM and this community enough for allowing us to see an even better future ahead of us.
tkurk
