This is a great calculator and big time motivation!
1. The barebones(Covering minimum expenses) of 4% SWR has us through May 12th. $18,000 is our lowest yearly expenses if we live really frugal and don`t have some sudden emergency expense. We would also have to throw out birthdays, vacations, and Christmas if I don`t at least pick up a basic job I may not want to devote myself to. Not ideal at all. It is still cool to be at the 1/3 mark on the basic expenses.
2. For $25,000 yearly budget we are through April 5th. Hey, 1/4 there. Still wouldn`t breathe that easy at this point, but I could supplement our income with part-time work and have plenty.
3. Our goal is $35,000 yearly to really provide that buffer room we would be comfortable with. We`re through March 9th at this point. I`d work for fun to just have the extras at this point!