Author Topic: I just bought 2 days per year of free life, indefinitely. 363 to go.  (Read 147161 times)

Phryne

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Re: I just bought 2 days per year of free life, indefinitely. 363 to go.
« Reply #400 on: April 04, 2019, 07:32:01 PM »
Love this method. Donít love that we only bought 4 days this last quarter!

Iíve adjusted our total so that itís our net worth less the outstanding mortgage balance on our home (Iím not retiring with a mortgage)  which has pushed our total down *but* is a more accurate picture of what we still need to save. So we are at August 3.

Update - we were at August 18th at the end of Feb, but thanks to some dividend & diligance weíre at 22nd August today!
Currently about $15k behind where Iíd like to be for my Ďstretch targetí (that sounds corporate, lol!)

diapasoun

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Re: I just bought 2 days per year of free life, indefinitely. 363 to go.
« Reply #401 on: April 18, 2019, 03:37:27 PM »
27 days of freedom, which is an increase of 15 days so far this year! It's hard to imagine that my spending will stay this low, but I'm mostly just happy. I'm close to a month down. That feels wonderful.

kenmoremmm

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Re: I just bought 2 days per year of free life, indefinitely. 363 to go.
« Reply #402 on: April 18, 2019, 05:31:39 PM »
i haven't read the whole thread, so maybe someone brought it up, but shouldn't the rate of return be 4% (i.e. 4% SWR)?

OtherJen

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Re: I just bought 2 days per year of free life, indefinitely. 363 to go.
« Reply #403 on: April 20, 2019, 11:23:25 PM »
This method makes my brain happy. At our current level of spending, we have ~15 days in my accounts alone. I really need to get my hands on husbandís paperwork. Itís a long way to go, but itís so much easier for me to think of this in ďdailyĒ increments.

Iíve continued to pay into my IRA and the HSA, and husband finally tracked down and updated his investment accounts. Weíre now at 43 days.

InterfaceLeader

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Re: I just bought 2 days per year of free life, indefinitely. 363 to go.
« Reply #404 on: April 21, 2019, 02:31:54 AM »
I love this way of thinking. I was feeling exceptionally daunted by the whole concept, but in fact I only need to save £1722 to buy one day of freedom. That's a totally doable number!

Arbitrage

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Re: I just bought 2 days per year of free life, indefinitely. 363 to go.
« Reply #405 on: April 22, 2019, 08:18:13 AM »
i haven't read the whole thread, so maybe someone brought it up, but shouldn't the rate of return be 4% (i.e. 4% SWR)?

I think that most people (other than the OP) are using 4% or their chosen SWR.  Perhaps some others who are early in their journey are using more optimistic numbers; whatever keeps them motivated is fine as long as they don't retire on 7% and expect success!  Sure, SWRs of 7+ have happened, but most of the time it'll fail. 

wbarnett

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Re: I just bought 2 days per year of free life, indefinitely. 363 to go.
« Reply #406 on: April 23, 2019, 09:32:29 AM »
This is a great idea! I added this to my tracking spreadsheet. Since I started recording my monthly FI progress in December 2017, I have added 15 days of freedom.

Imma

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Re: I just bought 2 days per year of free life, indefinitely. 363 to go.
« Reply #407 on: April 24, 2019, 12:00:42 PM »
I jumped to 4.17 days this month! From 3.83 last month. Should hit 5 in by the end of summer!

Reached 5 today! Will hopefully reach 6 before the end of the year.

Am at 6.1 right now. Should hit 7 by summer. Progress is slow but steady.

7.05!!!!!

Reaching a full week feels really big. I get paid weekly so from now on there's one extra payday per year and it goes straight to the stash. Should reach 8 by the end of summer, but it might be earlier. I'm really starting to feel the compounding effect, I've been seriously investing for 4 years now.

Slow&Steady

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Re: I just bought 2 days per year of free life, indefinitely. 363 to go.
« Reply #408 on: April 24, 2019, 01:02:51 PM »

YMMV, but it's probably easier to do it all in one step here: https://engaging-data.com/freedom-calculator/

Just quoting because I feel like the link should be on every page of this thread at least once!

urover

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Re: I just bought 2 days per year of free life, indefinitely. 363 to go.
« Reply #409 on: April 27, 2019, 04:12:39 PM »
My current expenses are 36000/year (high because of city living). But, assuming same expenses post-FIRE and 7% ROI, I need 1650$ per freedom-day. So far:

59 days down.
306 days to go.

68 days down.
297 days to go.
70 days down.
295 days to go.
72 days down.
293 days to go.
91 days down.
274 days to go.
106 days down
259 days to go. Feeling like there still is a mountain to climb. Made some shitty progress.
118 days down
247 days to go. Reaching my tolerance point with I.T job and only making slow progress here.

londonbanker

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Re: I just bought 2 days per year of free life, indefinitely. 363 to go.
« Reply #410 on: April 28, 2019, 12:45:35 AM »
Just hit day 273... Thatís Jan1st to Sep30th. Mind blown! Only 3 more months before FI

determinedcat

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Re: I just bought 2 days per year of free life, indefinitely. 363 to go.
« Reply #411 on: April 28, 2019, 07:06:40 AM »
195 days down, 170 days to go.

2Birds1Stone

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DadJokes

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Re: I just bought 2 days per year of free life, indefinitely. 363 to go.
« Reply #413 on: April 29, 2019, 09:02:47 AM »
A 45 day jump in 3 months is amazing! I get excited to jump a week in that time frame.

Slow&Steady

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Re: I just bought 2 days per year of free life, indefinitely. 363 to go. Lot
« Reply #414 on: April 29, 2019, 09:34:05 AM »
At $60k/year and only looking a 401k/IRA. 

Jan-17 = 17 days
Dec-17 = 23 days
Jan-18 = 25 days
Dec-18 = 26 days
Jan-19 = 28 days
Mar-19 = 30 days
Apr-19 = 32 days

A couple days early but who really cares.  It shows 6 days from the end of 2018 to the end of April 2019, that is more than what I gained all of 2018 and equal to the entire year of 2017.  I would love to see 6 days every 4 months, that would put me at the middle of Feb by the end of the year!

6 days/year or 0.5 days/month is what I have been averaging (or was before the Oct).  I also am not happy with this number, I am hoping to increase my savings rate considerably in 2019.

So I did a little calculating because 6 days/year means a long working career ahead.  I assumed a 7% return for the previous year as a starting point to calculate days gained for each following year, below. 

Year ----- 7% ----- 15% ----- 20%      
2019 ----- 07d ----- 08d ----- 11d       
2020 ----- 11d ----- 15d ----- 17d       
2021 ----- 15d ----- 19d ----- 22d      
2022 ----- 18d ----- 23d ----- 27d   
2023 ----- 19d ----- 27d ----- 31d   
2024 ----- 22d ----- 31d ----- 37d   
2025 ----- 24d ----- 35d ----- 41d

On the 1 hand this makes me feel better, my plan doesn't mean that I will only gain 6 days per year every year (assuming my stash returns at least 7%). On the other hand this shows that by the end of 2025 (6 YEARS from now!!) I will still have more than half the year to go. :(

My current plan will take 11 more years to reach FI if my stash returns an average of 7% per year over that time frame.  If we have a "glass half full" look, I will still in my 40's when we reach FI and that is several years before we plan to FIRE but I waffle between the "glass is half full" and the "glass is half empty" mentality so that is still 11 YEARS from now!!

PS- 10% average yearly returns only knocks off 1 year.  A return of 7% is what MY stash has averaged over the last 3 years.  I have end of year numbers for 6 years but contributions for only 3 of those, so I can't calculate what MY stash (not the market in general) yearly return was prior to 2016.

Hirondelle

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Re: I just bought 2 days per year of free life, indefinitely. 363 to go.
« Reply #415 on: April 29, 2019, 02:28:22 PM »
I've covered January now!

And less than a year later, I'm close to covering February. 55 days of freedom in total now, only 4 days (or Ä3.3k) left to be covered in February which I expect to reach in 1-2 months :).

Imma

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Re: I just bought 2 days per year of free life, indefinitely. 363 to go.
« Reply #416 on: April 29, 2019, 02:53:47 PM »
I've covered January now!

And less than a year later, I'm close to covering February. 55 days of freedom in total now, only 4 days (or Ä3.3k) left to be covered in February which I expect to reach in 1-2 months :).

Wow, you're really making progress! And it's especially a big achievement considering your age and the type of job you have. Also, we seem to have the same FIRE number :)

DadJokes

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Re: I just bought 2 days per year of free life, indefinitely. 363 to go.
« Reply #417 on: April 30, 2019, 06:46:24 AM »
7/1/18: 5.53
8/1/18: 5.74
9/1/18: 6.27
10/1/18: 6.43
11/1/18: 6.00
12/1/18: 6.09
1/1/19: 5.78
2/1/19: 6.60
3/1/19: 8.26
4/1/19: 10.52
5/1/19: 11.66

Just keep on swimming...
« Last Edit: May 01, 2019, 07:01:49 AM by DadJokes »

2Birds1Stone

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Re: I just bought 2 days per year of free life, indefinitely. 363 to go.
« Reply #418 on: April 30, 2019, 06:59:49 AM »
A 45 day jump in 3 months is amazing! I get excited to jump a week in that time frame.

Aye, at my expense levels (<$18k/yr), reducing spending further while stocks appreciate makes a huge dent. Specifically when you get to the one year mark. But the markets can crash and wipe 100+ days just as easily.

DadJokes

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Re: I just bought 2 days per year of free life, indefinitely. 363 to go.
« Reply #419 on: April 30, 2019, 07:11:00 AM »
I'm jealous of that expense level. My leanfire expenses are nearly double that at $30,000.

thesis

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Re: I just bought 2 days per year of free life, indefinitely. 363 to go.
« Reply #420 on: April 30, 2019, 08:33:47 AM »
I'm at 37 days :D

Crazy how fast this all adds up. Been at it for 1.5 years

Hirondelle

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Re: I just bought 2 days per year of free life, indefinitely. 363 to go.
« Reply #421 on: April 30, 2019, 02:05:22 PM »
I've covered January now!

And less than a year later, I'm close to covering February. 55 days of freedom in total now, only 4 days (or Ä3.3k) left to be covered in February which I expect to reach in 1-2 months :).

Wow, you're really making progress! And it's especially a big achievement considering your age and the type of job you have. Also, we seem to have the same FIRE number :)

Thanks! I guess I'm lucky that I started my working life with close to $20k but keeping my student budget while starting working life has been the biggest secret to success so far :).

I have to admit that this FIRE number is based on current expenses (rounded up) so I doubt whether that's feasible long term considering my $300 rent and single/no kids life, but it's the best estimate I currently have.

Imma

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Re: I just bought 2 days per year of free life, indefinitely. 363 to go.
« Reply #422 on: April 30, 2019, 03:21:25 PM »
I've covered January now!

And less than a year later, I'm close to covering February. 55 days of freedom in total now, only 4 days (or Ä3.3k) left to be covered in February which I expect to reach in 1-2 months :).

Wow, you're really making progress! And it's especially a big achievement considering your age and the type of job you have. Also, we seem to have the same FIRE number :)

Thanks! I guess I'm lucky that I started my working life with close to $20k but keeping my student budget while starting working life has been the biggest secret to success so far :).

I have to admit that this FIRE number is based on current expenses (rounded up) so I doubt whether that's feasible long term considering my $300 rent and single/no kids life, but it's the best estimate I currently have.

It might not be realistic to never work again in our life, but if I'm barebones FI at the age of 40 I don't plan to never earn money again. I'm pretty confident we'll manage.

Jaayse

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Re: I just bought 2 days per year of free life, indefinitely. 363 to go.
« Reply #423 on: April 30, 2019, 11:50:50 PM »
2017
April 14 - 66.9
July 24 - 72.32
October 1 - 85.18
November 1 - 89.49
December 1 - 91.60

2018
January 1 - 94.16
February 1 - 99.53
March 1 - 98.25
April 1 - 99.81
May 1 - 129.12
June 1 - 133.36
July 1 - 138.76
August 1 - 143.95
September 1 - 148.73
October 1 - 151.87
November 1 - 146.53
December 1 - 150.11

2019
January 1 - 144.60
February 1 - 155.47
March 1 - 160.02
April 1 - 163.63
May 1 - 170.82

I'm up to June 19th!  Only 11 days until halfway!

haypug16

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April 13th 2018 = 23 days
July 30th 2018 = 25 days
January 31st 2019 = 28 days
February 27th 2019 = 30 days
March 31st 2019 = 31 days
April 30th 2019 = 32 days (I made it into February!)

DadJokes

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Re: I just bought 2 days per year of free life, indefinitely. 363 to go.
« Reply #425 on: June 14, 2019, 05:29:11 PM »
Looks like this thread fell off the first page and was forgotten

7/1/18: 5.53
8/1/18: 5.74
9/1/18: 6.27
10/1/18: 6.43
11/1/18: 6.00
12/1/18: 6.09
1/1/19: 5.78
2/1/19: 6.60
3/1/19: 8.26
4/1/19: 10.52
5/1/19: 11.66
6/1/19: 13.45

SharkStomper

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Re: I just bought 2 days per year of free life, indefinitely. 363 to go.
« Reply #426 on: June 14, 2019, 07:46:52 PM »
117 days according to the calculator.

MMM123

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Re: I just bought 2 days per year of free life, indefinitely. 363 to go.
« Reply #427 on: June 17, 2019, 05:34:04 AM »
8

Excluding compounding I should be adding a day a month

Roothy

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Re: I just bought 2 days per year of free life, indefinitely. 363 to go.
« Reply #428 on: June 22, 2019, 11:27:34 AM »
Done!

Started tracking this way 28 months ago, with what I thought of as an aggressive goal of endowing 4 days per month.  I actually did slightly better than that--4.45 days/month:

6/20/19--366 days   11
6/10/19--355 days   3
5/10/19--352 days   -2
4/10/19--354 days   16
3/10/19--338 days   6
2/10/19--332 days   11
1/10/19--321 days   5
12/10/18--316 days   -9
11/10/18--325 days   0
10/10/18--325 days   -6
9/10/18--331 days   1
8/10/18--330 days   7
7/10/18--323 days   3
6/10/18--320 days   5
5/10/18--315 days   9
4/10/18--306 days   -8
3/10/18--314 days   16
2/10/18--298 days   -11
1/10/18--309 days   14
12/10/17--295 days   8
11/10/17--287 days   3
10/10/17--284 days   9
9/10/17--275 days   6
8/10/17--269 days   7
7/10/17--262 days   3
6/10/17--259 days   5
5/10/17--254 days   7
4/10/17--247 days   3
3/10/17--244 days   6
2/10/17--238 days   start

Some thoughts: 1) I'm really glad I didn't start this until I was less than three years from being done, and I kind of wish I had waited still another year.  It was kind of painful, even though I was making great progress.  I can't imagine doing this for like a decade.  I guess that's the nature of all countdown clocks, though. 2) It helped to force myself to only formally update it once a month--though I have no self control and looked literally every day the market was open.  3) Progress gets faster the closer you are to goal--so keep your spirits up, early savers.  It gets better.


LeftA

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Re: I just bought 2 days per year of free life, indefinitely. 363 to go.
« Reply #429 on: June 23, 2019, 07:55:46 PM »
Itís been awhile since I updated. Decided  to increase the amount I want to be able to spend in retirement by $10K per year. So, now Iím at May 2nd (122 days of freedom).

Jaayse

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Re: I just bought 2 days per year of free life, indefinitely. 363 to go.
« Reply #430 on: June 30, 2019, 04:22:54 PM »
2017
April 14 - 66.9
July 24 - 72.32
October 1 - 85.18
November 1 - 89.49
December 1 - 91.60

2018
January 1 - 94.16
February 1 - 99.53
March 1 - 98.25
April 1 - 99.81
May 1 - 129.12
June 1 - 133.36
July 1 - 138.76
August 1 - 143.95
September 1 - 148.73
October 1 - 151.87
November 1 - 146.53
December 1 - 150.11

2019
January 1 - 144.60
February 1 - 155.47
March 1 - 160.02
April 1 - 163.63
May 1 - 170.82
June 1 - 166.11
July 1 - 176.81

I'm up to June 26th!  Only 4 days until halfway!

DadJokes

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Re: I just bought 2 days per year of free life, indefinitely. 363 to go.
« Reply #431 on: July 01, 2019, 08:38:54 AM »
7/1/18: 5.53
8/1/18: 5.74
9/1/18: 6.28
10/1/18: 6.43
11/1/18: 6.00
12/1/18: 6.09

1/1/19: 5.79
2/1/19: 6.60
3/1/19: 8.26
4/1/19: 10.59
5/1/19: 11.61
6/1/19: 13.45
7/1/19: 15.29

Two weeks down - fifty to go.

zeli2033

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Re: I just bought 2 days per year of free life, indefinitely. 363 to go.
« Reply #432 on: July 02, 2019, 09:15:38 AM »
1/2018: January 13
4/2018: January 18
7/2018: January 22
9/2018: January 27
10/2018: January 29
1/2019: January 31
6/2019: February 8

Calimerostache

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Re: I just bought 2 days per year of free life, indefinitely. 363 to go.
« Reply #433 on: July 04, 2019, 09:03:25 AM »
June 2016: Jan 29th
June 2017: Feb 2nd (+9 days)
June 2018: Feb 26th (+19 days)
June 2019: Mar 6th  (+8 days)

Goal:
Dec 2019: Mar 11th
June 2020: Mar 23rd
Dec 2020: Mar 27th

diapasoun

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Re: I just bought 2 days per year of free life, indefinitely. 363 to go.
« Reply #434 on: July 05, 2019, 10:12:13 PM »
At January 14, which is a 7-day improvement so far this year from last year. Slow and steady, slow and steady. I've at least guaranteed myself two weeks of vacation for life. ;)

To January 15.

January 25. This will go down, as I calculate my "spending per day" on a yearly basis and so far 2019 has been very, verrrry cheap -- it will not stay this cheap, and so my calculations will move back. However, it's nice to see the leap, even if I know it's false. ;)

Still at January 26!

BeautifulDay

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Based on $40,000 annual spending.  So about $2700 per day.
31 forever days.  1 month down 11 to go.
34 days.
Looks like itís been about a year since I posted here.  Iím now at 38 days, but Iím basing my number on $50k per year rather than $40k. Last month I was at 40 days, darn market correction.

50 days at 50k per year

Phryne

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Re: I just bought 2 days per year of free life, indefinitely. 363 to go.
« Reply #436 on: July 08, 2019, 06:53:40 AM »
Reached my birthday today- September 3!
Two thirds down, 1 to go!!

malacca

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Re: I just bought 2 days per year of free life, indefinitely. 363 to go.
« Reply #437 on: July 13, 2019, 10:19:38 AM »
@intotherealworld

This is a very good perspective - for the human brain to wrap itself around the FIRE concept without a spreadsheet.

Of course the per day savings would be less if you invested now while still working. But a rough amount is good enough.

Imma

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Re: I just bought 2 days per year of free life, indefinitely. 363 to go.
« Reply #438 on: July 31, 2019, 01:32:28 AM »
I jumped to 4.17 days this month! From 3.83 last month. Should hit 5 in by the end of summer!

Reached 5 today! Will hopefully reach 6 before the end of the year.

Am at 6.1 right now. Should hit 7 by summer. Progress is slow but steady.

7.05!!!!!

Reaching a full week feels really big. I get paid weekly so from now on there's one extra payday per year and it goes straight to the stash. Should reach 8 by the end of summer, but it might be earlier. I'm really starting to feel the compounding effect, I've been seriously investing for 4 years now.

8! Should be at 9 by the end of the year. Next year, one line in my budget will disappear and the money gained from this will go directly to the stash. My goal is to be at 9 days by the end of 2019 and at 14 by the end of 2020.

Slow&Steady

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At $60k/year and only looking a 401k/IRA. 

   Month End      # of Days   
   Jan-17      17   
   Dec-17      23   
   Jan-18      25   
   Dec-18      26   
   Jan-19      28   
   Mar-19      30   
   Jul-19      32   

I was at 32 days the end of April then had a really rough May and June but July picked back up.  I know I am going to take another hit in Aug so I am not sure what Q3 will end up looking like.

haypug16

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Re: I just bought 2 days per year of free life, indefinitely. 363 to go.
« Reply #440 on: July 31, 2019, 08:27:53 AM »
April 13th 2018 = 23 days
July 30th 2018 = 25 days
January 31st 2019 = 28 days
February 27th 2019 = 30 days
March 31st 2019 = 31 days
April 30th 2019 = 32 days
July 31st 2019 = 33 days

1 more day of freedom in the bucket.

DadJokes

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Re: I just bought 2 days per year of free life, indefinitely. 363 to go.
« Reply #441 on: July 31, 2019, 09:29:41 AM »
7/1/18: 5.53
8/1/18: 5.74
9/1/18: 6.28
10/1/18: 6.43
11/1/18: 6.00
12/1/18: 6.09
1/1/19: 5.79
2/1/19: 6.60
3/1/19: 8.26
4/1/19: 10.59
5/1/19: 11.61
6/1/19: 13.45
7/1/19: 15.29
8/1/19: 16.64

I actually hit the milestone last month, but I don't think I noted it: our investments have surpassed 1x annual expenses. Only 24x to go...

Jaayse

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Re: I just bought 2 days per year of free life, indefinitely. 363 to go.
« Reply #442 on: August 03, 2019, 04:28:28 PM »
2017
April 14 - 66.9
July 24 - 72.32
October 1 - 85.18
November 1 - 89.49
December 1 - 91.60

2018
January 1 - 94.16
February 1 - 99.53
March 1 - 98.25
April 1 - 99.81
May 1 - 129.12
June 1 - 133.36
July 1 - 138.76
August 1 - 143.95
September 1 - 148.73
October 1 - 151.87
November 1 - 146.53
December 1 - 150.11

2019
January 1 - 144.60
February 1 - 155.47
March 1 - 160.02
April 1 - 163.63
May 1 - 170.82
June 1 - 166.11
July 1 - 176.81
August 1 - 179.72

So close to halfway, hopefully I get there next month!

Zamboni

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Re: I just bought 2 days per year of free life, indefinitely. 363 to go.
« Reply #443 on: August 03, 2019, 05:23:27 PM »
I really like the calendar visual with the green days of freedom. Nice, simple perspective!

v8rx7guy

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Re: I just bought 2 days per year of free life, indefinitely. 363 to go.
« Reply #444 on: August 03, 2019, 09:26:04 PM »
Up to 69 days assuming 42k/yr spend

ditheca

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Re: I just bought 2 days per year of free life, indefinitely. 363 to go.
« Reply #445 on: August 06, 2019, 03:52:13 AM »
i haven't read the whole thread, so maybe someone brought it up, but shouldn't the rate of return be 4% (i.e. 4% SWR)?

I use an optimistic 7% to project the growth of untouched investments.  4% is more appropriate when projecting regular withdrawals.

Bird In Hand

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Re: I just bought 2 days per year of free life, indefinitely. 363 to go.
« Reply #446 on: August 06, 2019, 08:12:08 AM »
I'm sure we've discussed it earlier in the thread, but reading these posts reminds me of how gratifying it used to be watching our investments grow every couple weeks as a result of saving.  Once the balances are of a certain size though, the contributions become an ever-diminishing factor compared to market gains/losses.  For our nest egg, a typical 0.5% daily swing in the S&P500 is about 4x bigger than our every-2-weeks retirement contributions.  A -3% day like yesterday wipes out closed to a year's worth of contributions (on paper).  That can be a little demotivating when it comes to saving, though on the flip side a 3% gain is quite exhilarating.

I still feel good about socking away days per year of free life with our retirement contributions.  But over time I've had to think about it more as increasing my share of ownership in hundreds of companies, and less about the current dollar value of those shares.

BeautifulDay

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Re: I just bought 2 days per year of free life, indefinitely. 363 to go.
« Reply #447 on: August 06, 2019, 07:26:41 PM »
Been a rough week financially. Lost about 3 days in the market turn. But that doesnít bother me. Itíll come back.

The dog swallowed a fish hook requiring surgery to remove from her stomach. Emergency surgery =about  1 day. Ugh.

Love my dog so it is worth it. But savings in the bank meant it was no big deal. Role with it and move on.

Blissful Biker

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Re: I just bought 2 days per year of free life, indefinitely. 363 to go.
« Reply #448 on: August 12, 2019, 11:37:57 AM »
4.5 months to go!



The pace so far in 2018 has been 1 week of indefinite freedom for every 2 months worked.  Unless the market goes sideways that pace should increase based on the beauty of compounding.  Assuming it stays the same, I have 19 weeks left to earn which should take 38 months or just over 3 years.  Fingers crossed.

An update a year later:



Each year I inflate our planned spend in retirement by 3% so that I am always working with current (now 2Q2019) dollars.  My historical data on investments are in historical dollars (4Q2015 as an example) so you can see that past years contribute less to the 365 day goal than they used to.  Feels like I am swimming upstream.

2018 progress looks minuscule only because of the market drop at the end of the year.  Our savings rate was still on track.

Progress is progress and we are now at Aug 25th based on the current (inflated) goal.  Onward we go.

Calimerostache

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Re: I just bought 2 days per year of free life, indefinitely. 363 to go.
« Reply #449 on: August 12, 2019, 08:57:30 PM »
June 2016: Jan 29th
June 2017: Feb 2nd (+9 days)
June 2018: Feb 26th (+19 days)
June 2019: Mar 6th  (+8 days)

Goal:
Dec 2019: Mar 11th
June 2020: Mar 23rd
Dec 2020: Mar 27th

Not a lot of progress this month, so will add the time of the day
Jul 2019: Mar 7th and it's 8pm