The Money Mustache Community
General Discussion => Share Your Badassity => Topic started by: 401Killer on September 29, 2017, 12:34:43 PM
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So, looking at my accounts, about $203k in 401K investments over 3 company accounts... Earned $21,500 in interest this year alone? YTD? Did I read that right?
The one account started at $103k on 1/1/17, I've contributed $20.3k(Company match included) and it says "Interest / Dividends Gains - $14,225! @ a YTD performance of 12.48%" Totaling $137.9k YTD.
Does that sound correct? Anyone else having these kind of gains?
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I mean, it's almost certainly not interest alone, but it's not completely unreasonable. Keep investing and CONGRATS!
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If it's just referring to interest/ dividends that pretty crazy.
If its referring to total gains YTD, then yea that's about right if you are in total stock market indexes.
Keep trucking.
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Added attachment picture of it. That's legit right?
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Anyone else having these kind of gains?
Yes. That appears to be market gains, not interest.
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lol...thats from market gains + interest + dividends. The majority coming from market gains.
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Does that sound correct? Anyone else having these kind of gains?
I'm sure my portfolio is much more conservative than yours, but I looked at the $$ for fun. I've actually never looked at dollar gain in the past....just percentage. Your YTD % is better than mine (I'm at 50/50 asset allocation) but my number is bigger. I also figured out that the number YTD is more than my salary this year, for the entire year. :D
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I started this employments pension scheme 24 months ago . On yesterdays valuation i've made 22% on the total sum of contributions . so stellar performance !
i'll soon be nearing 25% of the pot being interest only ..
p.s. ( Note 12% devaluation of GBP since Brexit vote and all my investments being in euro & dollar )
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My vanguard account is showing a 1-year return of 86.2%. The 1-year mark captures a low spot before the election, and includes the run-up since the election. I wish I could repeat this performance for one or two more years, but I think Berkshire Hathaway is finally getting to it's fair value.
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Our returns have been incredible this year. Just be aware that this has been a very, very, very, ... good year for the markets. It won't last forever. However, just keep on trucking through good and bad times (if possible) and it will all average out!
This is coming from someone who has been investing since 1993...and has been through the ups and downs.
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Our returns have been incredible this year. Just be aware that this has been a very, very, very, ... good year for the markets. It won't last forever. However, just keep on trucking through good and bad times (if possible) and it will all average out!
This is coming from someone who has been investing since 1993...and has been through the ups and downs.
It's mostly been "above average." I think annualized for all of 2017, it'd be about 16%. There have been quite a few years where we've had significantly higher gains (2013: 32%, 2009: 27%, 2003: 28%, 1998: 27%, 1997: 33%, 1995: 28%). I'd call those ones "very, very, very good" years.
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Our returns have been incredible this year. Just be aware that this has been a very, very, very, ... good year for the markets. It won't last forever. However, just keep on trucking through good and bad times (if possible) and it will all average out!
This is coming from someone who has been investing since 1993...and has been through the ups and downs.
It's mostly been "above average." I think annualized for all of 2017, it'd be about 16%. There have been quite a few years where we've had significantly higher gains (2013: 32%, 2009: 27%, 2003: 28%, 1998: 27%, 1997: 33%, 1995: 28%). I'd call those ones "very, very, very good" years.
Join the party! A lot of us are looking at 10/2016 to 10/2017, which includes the rise after the presidential election. YTD wouldn't include that rise.
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Such a pet peeve of mine to lump dividends, appreciation, and interest all into "interest."
I blame 99% of financial people for misusing the terminology this way!
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So, looking at my accounts, about $203k in 401K investments over 3 company accounts... Earned $21,500 in interest this year alone? YTD? Did I read that right?
The one account started at $103k on 1/1/17, I've contributed $20.3k(Company match included) and it says "Interest / Dividends Gains - $14,225! @ a YTD performance of 12.48%" Totaling $137.9k YTD.
Does that sound correct? Anyone else having these kind of gains?
The market is up about 15% so far this year, so yeah that's in line. It's great, just REMEMBER, this is a GOOD (bordering on GREAT) year, and there WILL be bad years.