hi, I am new to site,
I retried at age 47, my husband still working, hope he can leave when he is 55, I worked full time for 27 yrs,saved all my life, house is paid off, car is paid off, I refuse to buy anything if I cannot pay for it!!! ( except the house, it took 10 yrs to pay that off)
no credit card bills,
I will share a few of my tips:
eat at home..I love to cook and bake ,and I am kinda strange (according to friends), if I dont know what is in the food I will not eat it, so I stay home and cook lovely meals for my husband.
I have never used a dryer!!!! I will hang our clothes outside, and in the winter I hand them in the basement, not sure how much this save, but it all adds up.
Bike,or walk if possibible.
I always think about each thing I buy before I buy it, I love clothes, shoes,purses, but seriously how many do I need, I will mix and match so it looks like I have a different outfit on.
Always pack lunches...I can honestly say I have seen ex co workers spend at least $50.00 a week on lunches and coffee...I would get called cheap, and accused of not joining in, but to spend that much on lunch each week..no way. Most of the time it was just junk food anyways..no thanks.
The best advice I was ever given was to save the max in my 401k, which I had been doing for all 18 yrs working in USA,plus maxing out my roth IRA, also I had maxed out RRSP when I worked in Canada...thank you to my father inlaw for that advice.
I have lots of other things to share, too mant to include on my 1st post, I will staer posting regularly,
thank you all for all your tips also...have a great day, I am off to my my husband his supper !!!!
