It's July so I'm back with our June balance sheet! It seems like there was some interest in the topic.
Here's the Sankey diagram (sorry
@DadJokes - it's slightly cleaner this month though).
Full details and category breakdown.
I added in our dividends this month to paint a fuller picture, even though they just flow back out as DRIPs.
I think the most interesting element is probably the credits for my fellow mustachians. Here's some detail:
"While $448.10 is reflected as our total grocery expense for the month, $219.25 was credited back (of the $731.35 in total credits for the month). Ultimately, that means our grocery cost for the month was just $228.85. The credit came from the fact that Jenni’s Chase Sapphire Reserve credit card switched its $300/year travel credit to also work with grocery expenses. That helps make up for the large annual fee and the fact that we’ll have a little more trouble maxing out the credit with travel expenses this year."
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"American Express, as part of their COVID-19 relief, doubled the DELL bi-annual shopping credit amount to $200. In addition, they were running 10% back in credit at DELL. I purchased a new graphics card (about $150) and a solid-state drive (SSD – about $60). I added a $5 gift card to make sure the total after the 10% credit would still be more than $200 in order to max the $200 shopping credit.
The credit math ended up being:
$22.30 (10% on the total balance) + $5 (gift card) + $157.94 (graphics card) + $37.06 (balance of $200 credit towards the SSD) = $222.30"
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"AMEX’s Business Platinum card also offered a COVID-related credit for shipping expenses up to $20. I purchased 36 stamps (36 * 55¢ = $19.80). They’ll get used up for various notes and cards over the year."
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"AMEX also offered a wireless phone bill credit up to $20. I reached out to a friend that could use the help and paid their wireless bill. They’ll reimburse me for the difference between the $42.62 bill and $20 credit by the end of the year."
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Always fun to find neat little tricks with credit cards like that! How did June turn out for you all?