Our new mortgage payment is $600/month, we have really high property taxes here. Also we have kind of a stupid interest rate; because of cash flow concerns I agreed to a lenders credit which is basically negative points. But the guy screwed up and we got a higher interest rate for almost no credit at closing. I filed a complaint with the company last week asking for either a refund of what we should have got for the credit plus some of the origination fee or a no-cost refinance. Either way we'll do a refi to get down to a 15 year mortgage without PMI once the dust settles from the sale. Once we refi I probably won't worry about paying down the mortgage because it will be such cheap debt and the net effect of the shorter term, lower interest rate, no PMI should only increase our payment by maybe $75/month.
I like the idea of going down to one car but both of us bought our dream cars so neither of us really want to get rid of them. If either car were to die I'm not sure we'd replace it now but we probably won't sell one. Neither of them are ridiculous cars so holdings costs are pretty minor, $46/month insurance (full coverage for both), maybe $400/year registration for both, they are 2008 and 2010 cars who's MSRP brand new was ~$25k. It's definitely on the radar to go down to one car if we change our minds though