This is the first month i've been able to come in under budget on all the variable things that happen. $143 left over! Woot Woot!!!
Been tweaking it and will see if i can stick to it 2 months in a row
I've been working ridiculous amounts of over time to compensate for the fact that i've had multiple weddings and car repairs ruin the previous months budgets.
For the last 3 or 4 months i've been trying really hard to cut electricity/heating costs, already noticing improvements there. I think my LEDs made a fairly big improvement, and keeping the AC to a minimum this summer.
I've gotten rid of cable 8 months and counting now
Got the paper saying my mortgage is dead this month!!!!!!!!!!!!!!
Projected savings rate is 11% but thats after already paying into a work pension as well. Not super mustachian compared to some here. Hoping to see a raise in the next year. I'm planning several events/trips that i'm saving up for now, so after about 2-3 years that savings rate should double. The future events are important to me, so not really something i want to sacrifice. Already bummed i had to cancel one this winter due to the awful dollar conversions. 30% difference in the dollar sucks...........
