I have been lurking here for a while and just wanted to share how the beginning of our FI journey has been going. Since my wife and I got married in August, we have crushed 24k of her student loans. We have about another 27k to go, which we should have extinguished in 7-8 months. At that point we will be debt free, except for the mortgage. We also just paid the last 3k on her car loan. In addition, last year I maxed out my IRA, and we are planning to fund the wife's IRA (for 2015) to 3190.