Right now I calculate my passive income, not counting three modest retirement accounts that we have, at somewhere around 2500 per month, and active income at around 3300 per month. Its a little hard to figure my exact active income from delivery driving because of car related expenses, which are substantial, in terms of gas, wear and tear, and having to have an extra car in the first place, but I'm thinking 3300 is a pretty good estimate.
I'm thinking convergence may happen in another few years as I continue to grow the brokerage account, but my active income may also be going up as well if I pick up an extra shift which I may do, and also when minimum wage in California goes up next year, and if gas prices continue to stay lower. So, I'd calculate my current passive vs active income ratio at about 40/60 with passive catching up.
