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Can I Brag?
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Topic: Can I Brag? (Read 3682 times)
NV Teacher
Pencil Stache
Posts: 560
Can I Brag?
«
on:
September 21, 2013, 09:47:08 AM »
Since Sept. 2012 I have paid down my house principal by $30,000. A week ago I started the paperwork at the CU to refinance my note from 30 years to 10 years at half the interest rate with no closing costs. I've been able to do this and still put money in my ROTH IRA, 403b, and savings accounts. Not too bad on a school teacher's budget.
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Last Edit: September 21, 2013, 01:13:17 PM by NV Teacher
»
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NinetyFour
CMTO 2023 Attendees
Walrus Stache
Posts: 6881
Age: 62
Location: Southwestern US
Re: Can I Brag?
«
Reply #1 on:
September 21, 2013, 10:12:32 AM »
Awesome! May I suggest that you put it on the Celebrations thread?
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Tami1982
Handlebar Stache
Posts: 1181
Re: Can I Brag?
«
Reply #2 on:
September 21, 2013, 10:19:45 AM »
Congrats! That's amazing. You should feel great!
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plantingourpennies
Bristles
Posts: 443
None.
Re: Can I Brag?
«
Reply #3 on:
September 21, 2013, 10:51:13 AM »
Wait, what?
Today is September 21st, 2013. Did you just drop 30k of cash on the principal, or are you telling us that by refinancing to a lower rate and shorter term you will pay 30k less than before (this would not be principal...)?
Best,
Mr. PoP
«
Last Edit: October 06, 2013, 10:16:33 AM by plantingourpennies
»
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NV Teacher
Pencil Stache
Posts: 560
Re: Can I Brag?
«
Reply #4 on:
September 21, 2013, 01:15:40 PM »
Sorry I put in the wrong year. I started in Sept. 2012. (I corrected the original post.) I set a goal of $30,000 in a year and I made it. I've had to cut out a lot of things but it's been worth it.
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Another Reader
Walrus Stache
Posts: 5327
Re: Can I Brag?
«
Reply #5 on:
September 21, 2013, 01:28:57 PM »
The answer to your question is yes, you most certainly can brag! I believe the word around here is "badass" and without a doubt you qualify.
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Frugal_is_Fab
5 O'Clock Shadow
Posts: 48
Re: Can I Brag?
«
Reply #6 on:
September 22, 2013, 05:03:03 AM »
Well done indeed! My husband and I paid off the mortgage last year and I can't tell you how awesome it feels not to make that payment every month and turbo charge savings instead!
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The Money Mustache Community
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Can I Brag?