halftimer, In my state, the no fault was added to all policies a couple of years back at "recommended" limits but it can be reduced or some aspects dropped legally. The limits are on the county Tax registration website and might also be in the state insurance commissioner's site as well.
My insurer had a website that allowed me to "what if" the changes. Or call your insurer if all else fails of course for slightly gloomy views of trimming their paycheck. Hope that helps!