Hey all! I have a cc and a bank account bonus conundrum.
Bank wise I have around 25k to spread on bonus returns. I just did the discover $200 HYSA bonus and ACH pushed it to a pnc account for the $300 bonus as well as the $100 aspiration bonus.
I'm looking for the best accounts to utilize this money towards going forward. Any advice on references/searching/comparison charts?
Also I'm looking for the best CC(s) to churn for my upcoming student loans ($13,200 interest starts the 15th this month)
I plan on paying them with vanilla visa cards
My current CC scenario
What is your credit score?
750
What cards do you currently have or have you had in the past (including closed cards), along with dates of when you were approved for the cards? Please include month and year for any card approved in the last 3 years.
I have 3 CIP cards (approved 2018 august, November, February 2019), freedom, freedom unlimited. Have 1 pending CIU app.
How much natural spend can you put on a new card(s) in 3 months?
I have $13200 in student loans to start paying in 10 days. I will use vanilla visas. Plus another 300/month utilities/200 others. I'm looking for a few cards quickly right now.
Are you open to applying for business cards? If not, why? See this postand this wiki question to learn more.
Yes although I already have 3 CIP (sole prop, llc, self llc)
How many new cards are you interested in getting? Are you interested in getting into churning regularly (if you aren't already)? Or are you just looking to get a new card(s) for now but not get into churning long-term?
Multiple
Are you targeting points, Companion Passes, hotel or airline statuses, First Class, Biz, Economy seating(s) or cash back?
Cash points are priority currently.
What point/miles do you currently have?
Chase UR
Any advice? Not sure if I should delve off the chase train right now and get another 2 apps in. Realistically I want to pay the entire 13200 off this month.