So usually I monitor this stuff a bit better than I have been but I've been really really busy at work.
To the point.
We're contributing about $1500/mo to our retirement accounts. $300/mo to the 529 and a solid $1400/mo minimum into our cash emergency fund. It fluctuates up with overtime.
$1500+300+1400 = $3200/mo dumped into "keep" accounts. When we hit the number in our savings accounts all of the additional will be diverted to retirement accounts.
Obviously we could do better but I was surprised it was this high.
What caused this? Mostly a change in attitude for me and a realignment of how I manage our finances caused by evaluating my life and goals from reading this site. I finally figured out that we have to be a pay ourselves first partnership. Whatever is sent to the slush/pay the bills accounts can disappear if it wants to because all of our budgeted savings has been done ahead of time.
our net worth has been skyrocketing this year. We're at $193k vs. $123k at then end of 2012. That's a 57% increase this year alone.
FYI we will make about $120k this year, which is up a bit from previous years. Live in southern california and have one child.
