Author Topic: A Small Modicum Of Badassity I Want to share.  (Read 5781 times)

S0VERE1GN

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A Small Modicum Of Badassity I Want to share.
« on: April 29, 2014, 06:54:06 AM »
My wife and I just closed on our first house, and it will actually be a sight cheaper than the one we were renting thanks in LARGE part to the high efficiency boiler we'll be installing.  It also moved us into a better school district with daycare that is HALF the cost of the one we were using in our super expensive anti-mustachian town where we were before. also, all cars are debt free.

with that being said: we have officially reached a monthly expense level that only needs one of our incomes! whoo!!!

Its a nice feeling, knowing that my entire paycheck can be dedicated to annihilating our mortgage, and student loan debt.

Stay Frugal, Friends.
« Last Edit: April 29, 2014, 11:23:12 AM by S0VERE1GN »

JPinDC

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Re: A Small Modicum Of Badassity I Want to share.
« Reply #1 on: April 29, 2014, 07:05:35 AM »
Small? That's HUGE! Congratulations!!

S0VERE1GN

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Re: A Small Modicum Of Badassity I Want to share.
« Reply #2 on: April 29, 2014, 09:34:15 AM »
Small? That's HUGE! Congratulations!!

hah, thanks! still a ways to go as we're just starting to build the 'stache now. (my wife and I are 25)

ruthiegirl

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Re: A Small Modicum Of Badassity I Want to share.
« Reply #3 on: April 29, 2014, 09:42:51 AM »
Housing and transportation are often the two biggest drains on a household budget, followed closely by day care. 

Sounds to me like you have mastered the trifecta of money management. 

Well done!

SunshineGirl

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Re: A Small Modicum Of Badassity I Want to share.
« Reply #4 on: April 29, 2014, 09:51:25 AM »
Nice job! Good decisions all around.

S0VERE1GN

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Re: A Small Modicum Of Badassity I Want to share.
« Reply #5 on: April 29, 2014, 11:22:07 AM »
My wife and I just closed on our first house, and it will actually be a sight cheaper than the one we were renting thanks in LARGE part to the high efficiency boiler we'll be installing.  It also moved us into a better school district with daycare that is HALF the cost of the one we were using in our super expensive anti-mustachian town where we were before. also, all cars are debt free.

with that being said: we have officially reached a monthly expense level that only needs one of our incomes! whoo!!!

Its a nice feeling, knowing that my entire paycheck can be dedicated to annihilating our mortgage.  and our student loan debt. (should have added in from before)

Stay Frugal, Friends.

S0VERE1GN

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Re: A Small Modicum Of Badassity I Want to share.
« Reply #6 on: April 29, 2014, 11:22:44 AM »
Just wanted to add in we need to pay off Student loan debt as well. don't wanna be a fibber.

greenmimama

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Re: A Small Modicum Of Badassity I Want to share.
« Reply #7 on: April 29, 2014, 05:52:41 PM »
And your only 25, you are on the right path, way to go guys, keep it up!!!

wealthywinters

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Re: A Small Modicum Of Badassity I Want to share.
« Reply #8 on: April 29, 2014, 11:06:46 PM »
That sounds awesome! As a mother of a little one in childcare, I know it can be hard getting the balance between the house you want with childcare nearby and decent (and for us, closeness to public transport). It's something we've got a long way to go with, as we still rent, but it's always great hearing from those who have achieved goals similar to ours - awesome!!

sunnyca

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Re: A Small Modicum Of Badassity I Want to share.
« Reply #9 on: April 29, 2014, 11:10:05 PM »
Small? That's HUGE! Congratulations!!

Totally agree with JPinDC.  This is an awesome accomplishment!  Congrats!

S0VERE1GN

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Re: A Small Modicum Of Badassity I Want to share.
« Reply #10 on: April 30, 2014, 06:33:47 AM »
That sounds awesome! As a mother of a little one in childcare, I know it can be hard getting the balance between the house you want with childcare nearby and decent (and for us, closeness to public transport). It's something we've got a long way to go with, as we still rent, but it's always great hearing from those who have achieved goals similar to ours - awesome!!

stick with looking for the right house. its the best thing we ever did. it took us TWO YEARS to find the right house, and now that we did I sit back almost every day and go "wow, this is a GREAT house"

completely worth the wait.

HairyUpperLip

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Re: A Small Modicum Of Badassity I Want to share.
« Reply #11 on: April 30, 2014, 07:11:35 AM »
Good work!

Being able to survive off of one income is a big deal.


Indio

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Re: A Small Modicum Of Badassity I Want to share.
« Reply #12 on: April 30, 2014, 07:30:34 AM »
Congrats on the great progress. Make sure you always keep an eye on lifestyle inflation so it doesn't sneak up on you after you pay off those student loans.

S0VERE1GN

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Re: A Small Modicum Of Badassity I Want to share.
« Reply #13 on: April 30, 2014, 07:38:19 AM »
Congrats on the great progress. Make sure you always keep an eye on lifestyle inflation so it doesn't sneak up on you after you pay off those student loans.

Tis a thought bouncing around in the back of my mind for sure, but I'm more focused on the loans proper for now ^_^

but oh the garage I will build when those are gone....oh the garage.....

spoonman

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Re: A Small Modicum Of Badassity I Want to share.
« Reply #14 on: May 01, 2014, 08:34:53 PM »
with that being said: we have officially reached a monthly expense level that only needs one of our incomes! whoo!!!

That's awesome!  I think you will tear through that mortage like a hot knife through butter.

S0VERE1GN

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Re: A Small Modicum Of Badassity I Want to share.
« Reply #15 on: May 02, 2014, 06:05:37 AM »
Thanks so much for the kind words everyone! Its definitely a nice feeling.

 

Wow, a phone plan for fifteen bucks!