I pick a date and go through all my expenses line by line. I then ask myself these questions:
1. Can it be eliminated?
2. If it can be eliminated, do I want to eliminate it?
3. If I don't want to eliminate it, can I find it cheaper (that's what you did)
It is amazing how billing continues to get higher and higher, but it is equally amazing how with a little work you can significantly reduce costs....insurance, cable, internet, phone, etc.
Nice job!