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That is so hardcore, you guys are amazing. $96K into tax-deferred savings is huge. I assume that your employer must at least contribute to a pension plan being a public school.
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Yes, we do have pension too. We'll qualify for those when we turn 60. Together my wife and I will get about $40,000 a year from our pensions. That plus our savings, a paid off home, and our frugal ways will be more than enough for us to enjoy our retirement.
Dan, the double 401k-style plans seems almost too good to be true, right? If only more people used them! Since 2009 my wife and and I maxed out all of our accounts; it is amazing how fast our wealth grew by using a PYFX method, pay yourself first to the extreme. In our eyes, wages are not for spending and consumption, they are for savings.