Author Topic: 2015 401k Contribution Rate - Please chime in!  (Read 25643 times)

rocketman48097

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Re: 2015 401k Contribution Rate - Please chime in!
« Reply #100 on: March 04, 2015, 02:53:21 PM »
I plan to put away just enough to stay out of the 25% federal tax bracket, about 13k this year for me.  I can't front load, because my company does NOT true up the match.  If you miss one pay period, they don't match at all.  That is too much free money to ignore. 

I am also saving for years 1-5 of early retirement, otherwise I would throw EVERY DIME I could at pre tax accounts.  However, I am saving in taxable accounts since I will need these soon for early retirement until my Roth conversions are complete. 

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Re: 2015 401k Contribution Rate - Please chime in!
« Reply #101 on: March 04, 2015, 03:31:01 PM »
I have mine set to 40%, enough to max it out by late October. The larger paychecks for the end of the year go to fund the Roth IRA and taxable accounts.