I know not everyone believes in tracking, but I do. I like to know where every penny I have spent has gone. At the end of they year next month I will have successfully tracked for 10 years (in reality I tracked in 2007 as well but was living in Chile so that data is in pesos and not as helpful). Overall, almost half of all $ spent in the last 10 years has been on housing -- buying my apt, paying rent or mortgage, home improvement, electricity, gas, home/rental insurance and home furnishings. Nothing else is anywhere close to that. Food is next at 13% and then travel, health and wellness and giving it away (gifts and charity) are each 6%. I feel I'd be better served selling my apartment and traveling the world as a nomad, while keeping some stuff at my mother's house, than maintaining my apartment. Although I guess that's the price to pay for living near a job that pays me $$$$.