Hot damn, hit The Number today

[BicycleB]

Well done, @ysette9!

I understand the "not sure I believe it" part. To me it's a spectrum anyway, stocks at record highs, etc. Of course 25x is a pretty good jumping off point, so have at it. Best wishes!!

Did you already shift to bond tent mode, or is that still to come?

[ysette9]

We have been shifting to more bonds over the past year. My husband did the last adjustment and claims we are now at our target. I haven’t verified because it is tedious. :) But to answer your question: yes. That does make us slightly less nervous about a crash or US stock valuations or whatever else people choose to fret about.

We are 60% stock, of which 60% is VTSAX and the rest international.

[BicycleB]

Sounds great. Congratulations!

[Bateaux]

Congrats!   Yaba Daba Doo!

[soccerluvof4]

Wow. When I was planning out the last few years to the finish line I was estimating either  brute force (no market gains) or something like 3%. 7% seems so optimistic on a short time frame like 3 years.

Congratulations! and I agree with your 3% vs 7.