Simpli-Fi, you say it was without much effort. Are you sure?
Anyway, I just started taking social security, full benefit, age 66. I know I have contributed over the years, and it is 'my' money, but it feels like free money every time the check goes into my savings account. I *feel* like I am getting a good deal.
This feeling applies to my medicare also.
And the fact that SS can get a COLA bump for inflation is amazing to me. I love it.