Thanks to MMM, I am paying off the last of my Credit Card debt!

[truxtian]

After paying off credit before and having it creep back up again, I am embracing my pre-mustache shadow, and will be sending in the final payment this week!

So stoked.

Next, looking into selling off the Ford Edge I am making payments on (I know, I know), and buying a used hatchback early next year, after Christmas holidays. I am looking forward to having a lustrous, bristling upper lip someday.

-John

[former player]

Congratulations.  Both on paying off the credit card debt and the mustache you will start to grow from now on.

[Retired To Win]

Good for you!

Now just watch out for any recurrence of that "credit card debt creep" you mentioned.

[going2ER]

Being free of credit card debt is a great way to start the New Year!

[truxtian]

Good for you!

Now just watch out for any recurrence of that "credit card debt creep" you mentioned.

Yeah, I am. I swallowed my pride and took the YNAB courses and bought the software. I know that it is just the envelope method, but it's working for me. I now can use my other rewards credit card and pay it off monthly without debt accrual (free Spain trip, here I come!)

[EDSMedS]

Killer!

Next step: using CCs responsibly!  $50 cash back last year from my CC on food/fuel/travel purchases.  Not a penny paid to interest!

Congrats, truxtian!