I am making the final payment to kill my credit card debt this week. $293 stands in the way of me and being CC debt FREE!
I started in December 2017 with $11,700 split between 3 cards (RIP). I used my annual bonus in January to pay off 2 of those cards fully, and have spent the past 4 months making $1,000+ per month payments to the remaining card. I was unbelievably stressed about this situation a short 6 months ago... it's hard to believe how your situation can change so drastically in such a small period of time if you buckle down and force yourself to make big changes. It wasn't fun, but it was worth it.
MMM and this forum specifically was the game-changer to push me over the edge and make me do this. Thanks to everyone who has ever read or commented on someone else's journal, case study, etc. The face punches doled out around these parts are truly life changing.