Recent Posts

91

Ask a Mustachian / Re: Reverse DCA on Employer Stock

« Last post by leevs11 on Today at 11:11:29 AM »

Unless the company is really volatile, that seems like a whole lot of action for not a lot of gain.  Part of the magic of DCA is not paying attention to the pricing changes in between, because that's not on your pace.  You are erasing that with daily sales.

How often do you get a paycheck?  Sell on payday, and then even if it was down that day, well, you just got paid!  You also have a non-market trigger to do it, instead of shadow market-timing.  Then, just decide how many paydays you want to split over.

This is kind of a one time thing. This is from a former employer. The stock is semi volatile, but very very beaten down over the past couple of years. I don't expect it to go up or down that drastically from here and it's not life changing money either way. I have 28 business days to sell it all or lose it.

92

Off Topic / Re: OP Is the Only One Who Doesn't See It

« Last post by turketron on Today at 11:10:56 AM »

Just came across this one from a hiring manager, surprisingly not on Ask a Manager (but it definitely would fit there)

"Candidate hid that she’s pregnant!!"
https://www.teamblind.com/post/Candidate-hid-that-shes-pregnant-4uUZY583

93

Welcome and General Discussion / Re: Epic FU Money Stories to help others

« Last post by SwordGuy on Today at 11:03:53 AM »

The recent posts all make me very happy!

94

Share Your Badassity / Re: Upgrade Schmupgrade

« Last post by Tass on Today at 11:03:32 AM »

A more mainstream answer that hasn't been brought up in this thread yet is cell phones.
I have had the same iPhone for over 4 years now. I think it's too good sometimes. If it were slower and had a worse looking screen then I might use it less.

This is exactly why I downgraded. I use a mini smartphone from Unihertz. Very functional, *just* annoying enough to use that it's not addictive at all.

I am delaying upgrading it (to their newest model) despite my 3x cracked screen.

95

Welcome and General Discussion / Re: Epic FU Money Stories to help others

« Last post by poetdereves on Today at 10:57:53 AM »

DW and I are on the path to FI and have a shared value of being generous. Honestly, one of my favorite parts of a higher income is the ability to give so much away.

Just like everyone else, I don't intend to brag and nearly all of our giving is done anonymously because we aren't looking for credit, but just trying to give other people a little help or a good day.

Some of the recent FU money things we have done for others:
-Recently tipped $1,000 cash to a local server while out at dinner. We have wanted to do this for a while and set a day on the calendar. Went to our restaurant of choice and decided whoever took our table would get it. We left before he noticed and I will never know how he will spend it, and I don't really care. I assume it make his day.
-DW used to travel overseas during summers to do medical clinics and sanitary education to small villages in an African country. She hasn't gone in a long time because of work and family duties, but we saved up enough money to have a water well installed and maintained in one of those villages. It is working well and provides clean water to dozens of local families. We will probably never meet them or get to drink from the well, but the chances for that village's children to become better educated and healthier are substantially increased since the mother's don't have to spend their day walking miles to get water out of a dirty puddle full of parasites that cause dysentery.
-Numerous plane tickets, rental cars, and hotels for friends and family who are headed to weddings, funerals, job interviews, etc. and need a little help.
-Paying for my dad's massages/physical therapy as he navigates early onset Parkinson's disease while being the sole breadwinner for he and my mother while working a physically demanding warehouse job.

All of these things don't really cost a ton, but make a difference. Very inspired by other people trying to do good things.

96

Ask a Mustachian / Re: Reverse DCA on Employer Stock

« Last post by reeshau on Today at 10:56:06 AM »

Unless the company is really volatile, that seems like a whole lot of action for not a lot of gain.  Part of the magic of DCA is not paying attention to the pricing changes in between, because that's not on your pace.  You are erasing that with daily sales.

How often do you get a paycheck?  Sell on payday, and then even if it was down that day, well, you just got paid!  You also have a non-market trigger to do it, instead of shadow market-timing.  Then, just decide how many paydays you want to split over.

97

Off Topic / Re: Ukraine

« Last post by LennStar on Today at 10:54:46 AM »

Putin has himself entangled in his own propaganda. Russia still does not control everything that has "voted" to be part of Russia. Very hard to say you were victorious with that.
Also the jewish Nazi Selensky is still there and NATO still attacking.

I do wonder how the sales of all those "At War With NATO" books have developed in the last years. That would probably give you a more accurate number on the support than any survey.

98

Share Your Badassity / Re: Upgrade Schmupgrade

« Last post by Miss Piggy on Today at 10:50:33 AM »

Still driving my 10 year old car and hoping it lasts another 10 or more.

Still using some old Ethan Allen chairs we got free from a neighbor a few years after I mentioned "Hey, if you ever want to get rid of those chairs, I'd buy them from you." She remembered.

Still enjoying our 15 year old pug we bought used from a rescue organization 10 years ago, although the maintenance is getting more and more pricey. ;)

99

Mini Money Mustaches / Re: Car seat space

« Last post by reeshau on Today at 10:49:51 AM »

We used Chicco KeyFit here, and graduated to another one when DS could face front.  Trying too many -in-ones gets you all kinds of compromises.

Ah, for the days of BabiesRUs and BuyBuyBaby, who would let you take the display model out to your car and try it out.  Do any stores do that today?

Also, when the child is older and can sit on their own, an airplane harness can be a real weight and space saver.  Does mean checking your seat, though. (Or renting, which we never did)

https://www.amazon.com/Child-Airplane-Travel-Harness-Restraint/dp/B0012E4FV8

100

Welcome and General Discussion / Re: I think I want to be a stay at home dad

« Last post by roomtempmayo on Today at 10:33:30 AM »

Really appreciate the ongoing ideas and conversation topics for DW and I to discuss. I hadn't really even thought about what SAHD could look like once school starts since our kids are still a few years away...

My experience socially of being home full time was similar to @FireLane 's: we live in the core of a liberal urban area, and people were over-the-top supportive of seeing a dad out with a small child on a random Tuesday morning.

I do think it might get weirder once the kids go to school, though.  We have social scripts for women to be permanent stay-at-home spouses, and in many places we now have social scripts for Dad "taking time off work to be with the kids and save money on daycare."

What we don't really have are social scripts for permanent stay-at-home husbands that don't have to be justified by some immediate need, like childcare. 

Even in liberal society I think we're much more ready for the at-home track to be permanent for women than we are for men.

Like being Fired, it's of course up to you how much you care about what people think of not working a job-job.