Broken neutral is never, ever fun. Happened in our house as the PO's were slowly moving stuff out (it was owned by a family that lived there ~50 years, dad had died and mom was in a retirement facility), which fried a bunch of stuff - the house got a brand new super nice panel as a replacement. Stupid squirrels' gnawing on the aluminum.
One thing to consider, is that surge protectors (even the whole home ones) only last about 5 years, max. Definitely need to factor that in to the purchase and installation.