I hesitate to start mortgage shopping now, because we started house shopping in 2008 and still haven't bought anything. If we were constantly mortgage shopping, I'm afraid the inquiries would stack up and make things worse. I know they don't have a huge impact, but I would hate it if they did when I was near some sort of cut off for the best rates.
I am hoping if they ask if we are preapproved, our answer ("no, we aren't preapproved. But we have excellent credit, no other debt, plenty of reserves, and a sizeable down payment, so I think we'll find acceptable financing just fine.") will suffice. FIngers crossed.
In 8 years of looking, I've never been more hopeful. IDK why, but I think it might happen this time...