I own 5 properties outright and have a 6th property with a loan balance of $28,000. I've talked to a lender and am considering doing a cash-out on at least 2 of my properties, so that I can purchase more rentals. I could pull out 75% of the appraised value and finance at an interest rate of 3.3% for 15 years. If I did this with 4 of my properties, I could purchase 3 more for cash. I'm a little nervous about doing this, but my CPA said it sounds like a sound plan. I have my real estate broker's license, but the market is so tight in the Dallas-Fort Worth area, that I worry about finding new rentals, without paying too much. Also, 100% of my tenants have been able to pay on time, but I worry about the effects that Covid-19 could have on tenants in the future. I currently am semi-retired and can live off of just my rental income. My real estate commissions are just a bonus. I don't want to look back in a few years and wish that I had taken advantage of these low interest rates, but I don't want to overleverage myself either. Does anyone have advice for me?