It's always best to consult a lawyer for legal advice than listen to randos on the Internet.
Of course, a lawyer will tell you to set up an LLC, because that's what they know. So it may not help you that much. But still, listen to what they say and why.
That being said, I can say that I personally no longer use LLCs for my properties. I have had some in the past, but closed them. I wasn't seeing the benefits, versus drawbacks. I do advocate for healthy umbrella insurance.
Run a search on the forums and you'll find more discussion.
(Properties in your name: another reason why they'll also sue you, in addition to the LLC, and you likely won't get the limited liability protection. Of course, a lawsuit risk is very small. But then what is the LLC for?)