I didn't ask about re-fi, but it wouldn't surprise me. I did call them about pulling a first on our mortgage-free primary. They said it would be considered a cash-out re-fi and they charge an eighth more. I doubt we'll do it, but B42 would be happy, lol.
Fun fact: our flip house buyers were going with BofA, but they were not getting good service. We suggested Fremont Bank, they switched, and it looks like we will still close on time.