My current mortgage is a 30 year fixed at 3.99 percent. I got an offer from Quicken for 3.5 percent so kept looking.
I just contacted Lendingtree and I can get a 15 year at 2.25 percent at 9,700 or 2.75 percent at 4,700. I live in a high rise condo so apparently they are higher risk and come with more fees than a SFH.
I plan to live here two more years but plans could change and I could hang onto it longer.
Do these seem like good rates and how do I make this decision? My credit is in the 800s. Also the condo is worth 750K and I owe 190K.
Thank you!
