You may be able to make a claim for damage to the interior of your house, depending on what your insurance covers. However, I highly doubt insurance will cover the cost of a new roof because it is "end of life." I doubt the interior damage alone would justify a claim unless it is extensive. I filed a homeowner's claim once for an A/C compressor that was struck by lightning. The bill was about $7,000 and our deductible was $1,000. I never saw an increase in our insurance rates after the repair.