I've applied with Aim loan, but just found PenFed so want to apply with them as well, but when I go through the online process there is a part about having to give a credit card and that I would be responsible for certain (unnamed) charges they incur during the process if I am denied or the loan doesn't close. I don't anticipate being denied but my goal in applying with PenFed is to compare to Aimloan for the best rate. I'm in top tier credit, assets, etc so want the best rate.
I figure now is a good time with the rates just dropping a little and pending Fed increase by end of year from what people are saying so I'd like to get something locked in soon. Thanks!