I have 400k, looking to buy a place to live for 550k and cant decide what to do. (11k ISA allowance already used)
#get a 3 year <2% mortgage and invest in S&S's
#get a 5 year <2.5% mortgage and invest in S&S's
#get a 5 year <3% offset mortgage and invest some in S&S's and some in the offset account
#get a 10 year <5% mortgage and invest in S&S's
#play it "safe", put all the money in the house and pay off the mortgage like "normal" people.
Thoughts?
Thanks for your time!