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Learning, Sharing, and Teaching => Real Estate and Landlording => Topic started by: tips^up on April 04, 2019, 08:40:35 AM

Title: Looking for new insurance - primary residence and rental (and vehicles)
Post by: tips^up on April 04, 2019, 08:40:35 AM

I have AmFam insurance right now for
1) primary residence, which has a 1br basement lockoff
2) "duplex" (3br house, 1br carriage house above the 3-c garage)
3) SUV
4) motorcycle

It's not bad, but I feel like costs have crept up and it would be responsible of me to shop around.  Not looking for the cheapest...but the best value (price for quality coverage).

Who do you use?  Thanks!

Title: Re: Looking for new insurance - primary residence and rental (and vehicles)
Post by: sammybiker on April 04, 2019, 09:17:31 AM

@tips^up   I use USAA and feel they have the best price for quality coverage.  Highly recommended if you qualify.

From the USAA website, the following people are eligible:
Active, retired and honorably separated officers and enlisted personnel of the U.S. military.
Officer candidates in commissioning programs (Academy, ROTC, OCS/OTS).
Adult children (18+) of USAA members who have or had a USAA auto or property insurance policy.

Title: Re: Looking for new insurance - primary residence and rental (and vehicles)
Post by: AlotToLearn on April 05, 2019, 05:05:04 AM

I am like many not eligible for USAA, but recently switched to Travelers and ended up saving some money from State Farm on auto and home.

Title: Re: Looking for new insurance - primary residence and rental (and vehicles)
Post by: GizmoTX on April 05, 2019, 10:37:17 AM

We recently saved significantly by switching from State Farm to Cincinnati through an independent agent. Renters (soon to be homeowners), vehicles, umbrella.