I got denied by credible

[clarkfan1979]

I have a 760 credit score and 3 rental properties.

I used the MMM link for the website credible to look into a possible re-fi for a rental property. There is an information box to indicate your total mortgage obligation. I entered it. However, there is no information box for rental income.

I ended up being denied and was not given any quotes.

Has anyone used credible? Do you own rental properties?

[rothwem]

Was it due to the LTV of the loan?  Why not try a different bank?

[Another Reader]

Your situation is unusual.  Their process does not account for that. 

If you look at the list of lenders, they aren't lenders I would consider.  They are certainly not low cost providers.  Use a broker, don't waste your time with start up lead aggregators.

Here's the less than impressive list.

Caliber, JMAC, Loan Depot, Quicken (never cheap), Stearns, UWM.  Never heard of UWM. 

Move on.

[clarkfan1979]

I ended up going with a mortgage broker. Based on the MMM recommendation, I thought I would give credible a chance. In the end, I was pretty disappointed with credible.