Your situation is unusual. Their process does not account for that.
If you look at the list of lenders, they aren't lenders I would consider. They are certainly not low cost providers. Use a broker, don't waste your time with start up lead aggregators.
Here's the less than impressive list.
Caliber, JMAC, Loan Depot, Quicken (never cheap), Stearns, UWM. Never heard of UWM.
Move on.