Author Topic: How to prove/remove mandatory city garbage collection liens from property?  (Read 321 times)

Fru-Gal

  • Bristles
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  • Posts: 314
Hi there wise ones, I am trying to refinance (still!!!) and 3 old minor garbage collection liens (2012, 2014) that I paid in person to the city PRIOR to my refinance in 2017 are showing back up as Lien Notices according to title company.  Working with existing title company and new title company and bank, cannot find proof these are paid. Searching the awful county recorder site, there is no way to see any kind of result/clearance/resolution for these documents, just that they exist. Also just emailed county recorder with the document numbers in question. Argh! Help?

Sibley

  • Magnum Stache
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  • Posts: 4877
  • Location: Northwest Indiana
How did you pay? If via check or credit card, do you have the statements?

Fru-Gal

  • Bristles
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  • Posts: 314
Yeah I researched all my bank statements and don't see any payments. I imagine they only take checks but don't see any relevant ones. Also checked credit card.

Sibley

  • Magnum Stache
  • ******
  • Posts: 4877
  • Location: Northwest Indiana
Well, if you can't prove that you paid it, the easiest option may be to just pay them again. And make sure you have proof this time.

Fru-Gal

  • Bristles
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  • Posts: 314
Yeah, thought of that too. I guess my main problem is this site does not show what happened to the liens, or if there is any amount or anything. I also heard this is a common problem in my city with garbage collection liens reappearing. No humans working at County Recorder's office anymore either. But the biggest issue is that if they hadn't been cleared, I would not have been able to refinance in 2017, since they are older than that. I guess another question is, what is title insurance for, if not for this? I asked the insurance co to research it, they still haven't gotten back to me.

Duke03

  • Bristles
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  • Posts: 361
Geez what a mess.  Sorry you are seeing how inefficient local governments can be.  I've been burned way to many times in the past so now anytime I have to pay the city, county, or a hospital I keep a copy of the receipt for life.  Just a couple months ago I had a collection agency contact me for a bill that I paid a hospital 4.5 years ago.  Imagine their surprise when I showed the receipt from the hospital with an account paid in full stamp.  I wonder how many people they pull this crap on.....