My spouse and I are starting to seriously consider buying a house, possibly as early as this summer, and I'm trying to figure out how much cash we should have on hand. We're considering houses in the $60k to $80k range and planning on a 20% down payment, but I don't have a clue what we'll need for closing costs, inspections, and other miscellaneous expenses I don't even know to anticipate. Any advice or good resources for us to look at would be appreciated.