Author Topic: How do you choose a title company?  (Read 260 times)

Mississippi Mudstache

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How do you choose a title company?
« on: March 29, 2019, 06:56:30 AM »
I'm in the midst of refinancing to nix PMI and lower my rate. I'm considering shopping around for my title company, rather than just going with the company suggested by the lender (if it will save me money).

The loan amount will be ~$240,000. The estimates for title work are:

Closing/Escrow - $800
Document Prep - $65
Exam/Attorney's Opinion - $150
Lender's Policy - $320
Total - $1335

If these are reasonable costs, I'm happy to just roll with it, but I figured some of you may have enough experience with title companies to suggest better alternatives. For reference, the three title companies suggested by my lender are Mortgage Connect, Service Link, or First American.

Thanks!

Mississippi Mudstache

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Re: How do you choose a title company?
« Reply #1 on: March 29, 2019, 07:25:18 AM »
Crap. I thought I posted this in the "Real Estate" section. Mods, feel free to move.

Another Reader

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Re: How do you choose a title company?
« Reply #2 on: March 29, 2019, 08:16:26 AM »
Bad experiences with Service Link during the housing meltdown.  Idiots at the bank required them in a purchase of a foreclosure.  Caused me all kinds of problems.

Very good luck with First American on lots of transactions in Arizona and California.

No information on the third company.

Mississippi Mudstache

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Re: How do you choose a title company?
« Reply #3 on: March 29, 2019, 08:55:00 AM »
Bad experiences with Service Link during the housing meltdown.  Idiots at the bank required them in a purchase of a foreclosure.  Caused me all kinds of problems.

Very good luck with First American on lots of transactions in Arizona and California.

No information on the third company.

Thanks, I'll strike Service Link off my list.