We are exploring some housing options and looking at a new build that is on a slab foundation. In our area (north-ish midwest USA), it is probably 80% basements, 15% crawlspaces, and only the rare slab home so we are a bit uncertain about the foundation but really like the floorplan (3 story home - 1st is attached garage + storage/mechanical area, 2nd is living/dining/kitchen, 3rd bedrooms).
A quick google indicates the following pros/cons to a home built on a slab, but I don't know what I don't know. To someone with more knowledge/experience than I, how many of these items are real, and things we should be concerned about? Are the pros true?
Pros
1. Don't have to deal with basement water / moisture issues (common in our area)
2. Less likelihood of rodent/pest issues
3. More efficient / lower energy costs
4. Lower build cost (reflected in price of home)
Cons
1. Cracking / foundation issues due to freeze/thaw cycles in our area (builder says the slab is 6" deep with 46" deep perimeter footings, with steel reinforcements for movement/cracking. Google says frost line is 42" here)
2. Utilities running through slab can make fixes costly down the road (In this house, no utilities run through slab except main sewer line, but this is usually in concrete basement floor anyways. All plumbing is accessible through ceiling of first floor as if it were a basement)
3. Cold floors - though main living space is on 2nd floor so this shouldn't be an issue)
4. Lower resale value (hopefully offset by addition of 1st floor which acts as basement and attached garage which is uncommon in this neighborhood due to small lot size)