We have had a home warranty on both our houses (part of the sales package and we ended up renewing). It was worth it when our A/C unit died, and there is some peace of mind, but I am also debating whether it is actually worth it. I think it's $500 a year with a $75 deductible. By the time it's needed again we could very well have saved more than it would cover if we stopped paying for it. Renewed not all that long ago so going to re-evaluate when renewal comes up again.