If you can't comprehend the difference between the damage done by CC vs mortgages I'm not sure I value your opinion.
Look, I get where you're coming from, but you need to consider recent history too. It wasn't excessive consumer credit that nearly completely destroyed the global economy, it was haphazard mortgage lending to unqualified buyers, lax verification of income and capability to repay the mortgage, loans extended to borrowers with poor or no credit, and the subsequent repackaging of those loans as low to moderate risk. For all we know, you might be the most diligent borrower ever. In light of recent events, however, I wouldn't want a lender to lend to you (speaking from a "global citizen" point of view) if your report showed poor or dormant credit.
Credit Card debt is harmful on an everyday basis in that it may, when improperly used, keep someone in a cycle of debt. Totally agree with you. But to suggest that mortgages aren't equally capable of damaging the individual or the economy just isn't right, in my opinion.
Damn... I remember why I hadn't logged in to this site in a while...
It is always a risk when we post on discussion forums that the discussion won't follow the track he hoped it would, or that people won't fall in line to support our ideas. That's why it's a free exchange of ideas/discussion rather than a paid yes-man service. I would suggest that given where this discussion has gone, you might consider that others might have a point. Or, at the very least, lighten up! Nobody is putting you down, calling you an idiot, jamming a walletful of credit cards into your hands, or anything like that. They're just disagreeing with your premise.