Mortgage payoff got bigger for refi...?

[TrudgingAlong]

We are refinancing our 4.625 mortagage into a 3.25 VA loan. I just got the final paperwork. Our mortgage payoff amount is about 1500 more than I expected. Why would is be? Even accounting for this month's interest, it's almost a grand too much. There's no one to talk to because it came this evening, of course, so it won't be resolved until Turs, but I'd like some insight if anyone has any to give it. Also, can we refuse to sign at this point if it all gets too uncomfortable? Would we be on the hook for anything other than the appraisal we already paid for?

[TrudgingAlong]

Also, there is a $100 fee for pest inspection on there. No one has come to inspect the house for pests, so I have requested this be removed. WTF

[Dicey]

Typically when you do a re-fi, the first month of interest is included, so you can "skip" a payment. Also, sometimes insurance is re-loaded. Other suspects might include a new title insurance policy. Also, check to be sure, but I'm guessing this is an estimate ate with a lot of standard  boilerplate stuff listed. A little diligence on your part should get most of the garbage removed.

You could certainly refuse to sign, but check the long view after examining the details. You might still come out way ahead with the new interest rate.