Hey folks -- looking for the collective wisdom.
I know MMM has an article that says do standing seam. I don't have time, I don't want to be up working on a 10/12 roof, and I don't have a crew of buddies I can get to help.
So I'm looking at the professional roofers.
This is a hail loss situation. Asphalt and gutters is coming out to 23k, insurance is covering all of that (minus deductible). If we took it to standing seam, the quote I have is an eye-popping 39k. It had been less, around 31k, but they say materials prices are skyrocketing and that, plus adding snow rails over the front/back doors and garage is what is doing the price increase.
Edit: The shingle price is competitive with other roofers (they all cluster around 23k). The old standing seam price was far less than the one other roofer I found who did standing seam's "quote" (which was roughly double their shingle price). So I don't think we're in a situation where they are just overcharging for the standing seam.
When it was 8k extra, that seemed like a no-brainer (but we were stuck fighting with insurance then to get them to bring their estimate up to the base 23k -- a bad choice in retrospect, but we didn't know at the time).
This 16k extra seems like a lot.
Other factors to consider:
* We expect to be in this house for at least 4 years and no more than 10 years.
* In the grand scheme of things, 16k is not a lot of money to us. My ship finally came in for the startup game. Based on our current "monthly profit" (post-tax income vs spend), 16k is under 3 months of "monthly profit". Post-ship (ahh lockup periods!) that might be under a month.
* The house is fancy -- it was architect designed in the 80s. It has a partial envelope design and originally had cedar shake as the roof material. It already looks "different" so metal may add to that, but it won't look odd compared to cookie cutter neighbors -- it already does that.