Thanks for the link!! I have been trying to figure out why my flood insurance went up so much on one of my rentals...
My current house (that I built) was placed into a flood zone which means my original hope of refinancing went down the pipe as I have no desire to pay flood insurance on a second house. Already my plan is to pay off the rental asap and cancel.
In both cases a corner of the property falls into the flood plain (100yr or something) so lenders force me to insure the whole house. On the rental the cost is about 0.5% of the value of the house. Far too much for the probability that a flood would actually happen and damage the house.