Author Topic: (Canadian) Looking for a referral for out of province landlord insurance  (Read 192 times)

Cannot Wait!

  • Pencil Stache
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  • Age: 54
  • Location: Canada
  • FIREd 2016 @ 49
I moved to BC but own a house with 2 apartments in it in Ontario.  Having a hard time finding an insurance company that will deal with an 'absentee landlord'.  Any suggestions?

Goldielocks

  • Walrus Stache
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Well, there is a reason.   Do you have anyone local that can act as your (infrequent) property manager?  That may help.

Cannot Wait!

  • Pencil Stache
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  • Posts: 906
  • Age: 54
  • Location: Canada
  • FIREd 2016 @ 49
Yes, but even if I lived in Ontario, if the tenant had an electrical or plumbing problem - I'd have to call an electrician or plumber so no difference where I live...

daverobev

  • Magnum Stache
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I'm surprised they are giving you issues. Do you have a property manager?

Have you tried the Cooperators? Or a broker?

Goldielocks

  • Walrus Stache
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  • Posts: 6896
  • Location: BC
Yes, but even if I lived in Ontario, if the tenant had an electrical or plumbing problem - I'd have to call an electrician or plumber so no difference where I live...
Agree that it's not a great set up, they should instead just have a clause saying that you or your designate will check on the property every 6 months for safety or damage concerns, ensure it's not vacant, etc.