Ultra fast savings account bonuses

[Pizzabrewer]

The past 7 weeks or so I've been keeping $15k in cash quite busy cycling between several new savings accounts. So far I've earned bonuses as follows:

$150 (paid) Discover savings
$150 (paid) Discover savings spouse account
$200 (paid) Capital One 360 money market
$200 (pending) Capital One 360 spouse account.

These have all been paid out in under 2 weeks from account opening.

The next bonus I'm looking at is Chase savings $225 but that would tie the money up for 90 days at .01% interest. I may yet do this but I'd prefer to cycle the money thru some other quick payouts.

Does anyone know of any other accounts that pay out quickly? 

[katsiki]

Awesome job!  The only quick ones I know of Capital One.  Be on the lookout for other offers from them.  I think I have done 2-3 offers between spouse and I over the past 2-3 years.

[Pizzabrewer]

I just found a local bank offering a rewards checking account paying APY of 4%. $15k max and a few easily-cleared hoops to jump thru. Perfect for my scenario. That $15k will earn $50 per month which will be close to the Chase bonus in the timeframe. Plus the money is available to deploy if another good quick bonus pops up.

[Rubic]

Be careful not to hit the bank bonuses too hard, too quickly, or
you could get tripped up by Chex.

I generally hit no more than 4 per year, but YMMV.

[kpd905]

Be careful not to hit the bank bonuses too hard, too quickly, or
you could get tripped up by Chex.

I generally hit no more than 4 per year, but YMMV.

I wouldn't worry about that.  I have signed up for 20 accounts in the last 12 months and have only gotten denied once due to Chexsystems (Elements Financial).

[Pizzabrewer]

Kpd, wow you are racking up the bonus cash!

Any reason you've not gone after the Citizens Bank $400 checking bonus?

[kpd905]

Kpd, wow you are racking up the bonus cash!

Any reason you've not gone after the Citizens Bank $400 checking bonus?

I am not in an eligible state for the Citizens Bank bonus, even though there is a Citizens Bank a few miles away from my house.

[L2]

I just signed up for the Citizen's $400 bonus myself. Without looking it up, I believe the terms was payout will happen 90 days after direct deposit. Anyone know it they pay it out fairly quick or am I going to have to wait close to 90 days? They have a $25 monthly fee that I'm hoping to avoid as much as possible.

[BrightFIRE]

I just signed up for the Citizen's $400 bonus myself. Without looking it up, I believe the terms was payout will happen 90 days after direct deposit. Anyone know it they pay it out fairly quick or am I going to have to wait close to 90 days? They have a $25 monthly fee that I'm hoping to avoid as much as possible.

Check out the comments here: https://www.doctorofcredit.com/ct-de-ma-mi-nh-nj-ny-oh-pa-ri-vt-citizens-bank-400-checking-bonus/