Learning, Sharing, and Teaching > Reader Recommendations
SoFi Won't Honor My MMM Referral Bonus
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aguajus:
Hi all,
Please learn from my mistake!
I created a SoFi account 2+ years ago, but just a couple months ago used the MMM referral link to apply for a $15k refi on student loans.
All of the screens detailing the loan information and referral bonus said I would get the $300 MMM referral. It has been 30 days, so I contacted SoFi support through email and they said I received a 0.25% discount instead of the $300 due to the link I used to set up my account 2+ years ago. This was not disclosed when I applied for the loan.
At this point I'm debating whether I should leave the loan at the low interest rate (3.875%) or pay it off because I don't want a reminder of this every month. Either way, I won't refer my girlfriend who has $30k she needs to refi.
Please learn from me and triple check that you will get the bonus by creating a fresh account, confirming with a SoFi rep before, and taking a screenshot showing that your referral bonus is the $300.
Thanks,
A
Babalu:
Maybe the 0.25% discount is worth more than $300? On my loan, that would work out to about $325 if I don't pay it off early. If it's less than $300, perhaps you can get them to change the referral bonus.
Gronnie:
I don't see what the problem is. You already signed up and were tagged to a different referral.
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