Thanks for the response! Yes, we're somewhat moderate. There is a lot of free stuff you can do with kids, but also not a lot and savings can be tough, but it really is a mindset. To hear some of the stuff people with families in our area spend money on is insane, and then the complaint that they don't have money, or that they had to put their 5th disney vacation on their credit card. It's just nuts. I like the idea of expanding more on the family part of it and how you can save with a larger family. Thanks again for the feedback!