Mint Closing Down. Alternatives?

[10dollarsatatime]

I've now settled on monarch money.  Simplifi... Did not.  Or I just don't like it. Credit Karma is just one big sales pitch.  Monarch does exactly what I want it to do.  It was easy to get set up.  I like the layouts, the categories, etc.  I like that my husband gets a log in, although he usually ignores it unless I'm showing him something specific.  I can see sticking with monarch long term.

[bluecollarmusician]

Question to those using Monarch- how is it for small business (Schedule C) rentals that are co-mingled with your regular spending?

[tj]

Question to those using Monarch- how is it for small business (Schedule C) rentals that are co-mingled with your regular spending?

Why are your rentals on Schedule C and not Schedule E?

[bluecollarmusician]

Question to those using Monarch- how is it for small business (Schedule C) rentals that are co-mingled with your regular spending?

Why are your rentals on Schedule C and not Schedule E?

They aren't :-) Just a bad typo: I'll try again:

Question to those using Monarch- how is it for small business (Schedule C), or rentals that are co-mingled with your regular spending?

[grantmeaname]

I've moved over to Empower, which I more or less like. My wife and I each have Fidelity accounts, and for the most part it works well with all of them, except the credit card. Problem being, that's our main card where we do all of our spending.  It synced once in October when I set up the account, and once in December when I reset that connection, and that's it. Maddening.

[GilesMM]

So far so good with Fullview. The auto-tagging is better than Mint.  I had to re-write my Excel worksheet (the one to which I export and filter/sum the transactions monthly) for budget so it was convenient to use a new sheet starting Jan 1 2024.

[getsorted]

I've now settled on monarch money.  Simplifi... Did not.  Or I just don't like it. Credit Karma is just one big sales pitch.  Monarch does exactly what I want it to do.  It was easy to get set up.  I like the layouts, the categories, etc.  I like that my husband gets a log in, although he usually ignores it unless I'm showing him something specific.  I can see sticking with monarch long term.

I'm very happy with them, too.

[farmecologist]

I've moved over to Empower, which I more or less like. My wife and I each have Fidelity accounts, and for the most part it works well with all of them, except the credit card. Problem being, that's our main card where we do all of our spending.  It synced once in October when I set up the account, and once in December when I reset that connection, and that's it. Maddening.

We use Empower, but just the investment tracking.  And also a....text file that I update every now and then for a "quick look" at the big picture without having to load up Empower.  Our accounts are pretty well consolidate though...so our account outlay is petty simple.

[clairebonk]

RIP Mint!!!!

My current 401k goes to empower so I set up Net Worth there and so far it's syncing with accounts. We'll see if it lasts the test of time. We had issues with Mint, too. We also set up Rocket Money. We need 2 main tasks:
1. Tracking tax write-off expenses
2. Looking for forgotten recurring charges and fraud

The third isn't a necessity but sure is fun as a mustachian:
3. Net worth tracking

I also like to do a "Bonk Family Spending Exposed!" post at the end of the year like MMM used to do before he got rich.

[dandypandys]

Yes it shows the insight net worth as one long list – it's really annoying but once I figured it I it's okay I guess. I really miss Mint however!!!

[ChpBstrd]

Migrated to CK and it's not bad. The promo offers are a bit overboard and it's hard to re-categorize transactions from the app, but overall it's 95% there.

[bacchi]

I'm not liking it. The refresh rate for the card balances doesn't refresh often enough. I may switch to Fido's Full View if I can get it to link with all of my card issuers.

[bluecollarmusician]

I can't remember if I shared this here before, but I went ahead and bit the bullet and got Quicken for a year to try out.

So far the pluses are that organizing stuff for my taxes (at least theoretically) was a lot easier.

There are however a few things that worked intuitively in Mint and Personal Capital (syncing of certain accounts, investment tracking, home valuation etc.) which Quicken doesn't support... which is pretty annoying.  So I am paying for something that I previously got for free and it's better at some things and worse at others.  The biggest annoyance is that it doesn't track investment income well at all (things like Cap gains, dividend income.) Empower does this pretty much perfectly and without any input on my part.

Still looking for the perfect solution- thinking there is a business opportunity here.  A modernized Quicken H+B that does what Empower and Mint did for free as far as tracking/updating.

I would pay for it.

[desertadapted]

Unfortunately, I am back in the market for a Mint alternative.  I initially went with Quicken Simplifi based on forum recommendations.  Was really happy with it.  But we just changed to the Wells Fargo 2% cash back credit card, and it turns out there's an unresolved bug at Simplifi (unresolved since at least February at this year), which prevents the card information from downloading into the app. So I've gotta get me a new app.  I'd be patient because I love the service, but if the bug is unresolved since February, I have no confidence it will be resolved anytime soon. It's frustrating that something so seemingly simple should prove to be so difficult!

[10dollarsatatime]

Unfortunately, I am back in the market for a Mint alternative.  I initially went with Quicken Simplifi based on forum recommendations.  Was really happy with it.  But we just changed to the Wells Fargo 2% cash back credit card, and it turns out there's an unresolved bug at Simplifi (unresolved since at least February at this year), which prevents the card information from downloading into the app. So I've gotta get me a new app.  I'd be patient because I love the service, but if the bug is unresolved since February, I have no confidence it will be resolved anytime soon. It's frustrating that something so seemingly simple should prove to be so difficult!

I tried Simplifi and didn't like it at all.  Moved to Monarch Money and it is perfect for me.  Love that my husband has his own login.  It also works with every single one of my accounts where Simplifi, Mint, Personal Capital, and Credit Karma do not.

[bacchi]

I switched to Full View. The only con is that it rounds balances to the nearest dollar and I use the app to pay my bills. Not a big deal but annoying.

[desertadapted]

Thanks folks!  Giving Monarch a go.

[doneby35]

If the focus is tracking spending and budgeting, I’ve been using a free and open source software called Actual Budget. It’s like YNAB but your data is local to your computer. Pretty good so far.
https://actualbudget.org/

[turketron]

Late to the party but trying to find a good tool for expense tracking as well, I'm not as interested in the budgeting side. I've connected a couple accounts to Fidelity's Full View but I'm frustrated by the lack of functionality for splitting transactions and adding custom categories. My understanding is that currently this functionality only exists in the "Classic" version, but from what I can tell the new version is the only one I can access.

[charis]

Late to the party but trying to find a good tool for expense tracking as well, I'm not as interested in the budgeting side. I've connected a couple accounts to Fidelity's Full View but I'm frustrated by the lack of functionality for splitting transactions and adding custom categories. My understanding is that currently this functionality only exists in the "Classic" version, but from what I can tell the new version is the only one I can access.

When I log into fullview, it goes to the regular version but there's a link at the top for the "new experience."  I'm surprised you can only access the new version since I can only get to it through the link.  But yes, it doesn't appear that splitting transactions is not available in the new version.

[kenner]

Late to the party but trying to find a good tool for expense tracking as well, I'm not as interested in the budgeting side. I've connected a couple accounts to Fidelity's Full View but I'm frustrated by the lack of functionality for splitting transactions and adding custom categories. My understanding is that currently this functionality only exists in the "Classic" version, but from what I can tell the new version is the only one I can access.

When I log into fullview, it goes to the regular version but there's a link at the top for the "new experience."  I'm surprised you can only access the new version since I can only get to it through the link.  But yes, it doesn't appear that splitting transactions is not available in the new version.

Yeah, Fidelity rolled out the new version when I was doing my original testing when moving from Mint->something, and from what I saw it was worse in just about every way so not sure why it was being pushed (the abrupt rollback and availability of 'classic' with associated messaging was funny, though, especially considering 'classic' was at most a year old at that point).  And unfortunately Fidelity as a whole still doesn't link two of my more commonly used accounts (and more annoyingly still doesn't allow for adding transactions manually anywhere) so it's still not a great solution for me.  On the other hand I've found Simplfi usable enough and cheaper than most of the other options...it does link to all of my accounts, even the ones at the smaller credit unions and does a decent job of categorizing and letting me split things and move them around as I want.  Not sure it'd be great for someone looking for help actually budgeting, but I'm looking at tracking and for that it works well.