Capital One 360 Savings Great Signup Bonus (Up to $500 bonus)

[cliffordru]

If you sign up for a Capital One 360 savings account (and you do not already have a cap one account) you can receive a real nice bonus if you keep the minimum for 90 days (plus 10-15 days, so 105 days total).  You can earn up to a $500 bonus on top of the .75% rate for a real nice effective rate.  Feel free to use the link below as I will also get a referral bonus - thanks!

https://r.capitalone360.com/h33iX4grq4

[Johnez]

Does this not work of you already have a CapOne360 checking acct?

[johnny847]

The bonus for the savings account is terrible. Hold $5k for 90 days for $50? Hold $50k for 90 days for $500? For all deposit amounts in their bonus schedule, that's just a 1% return in 90 days. There are much much better bank account bonuses: http://www.doctorofcredit.com/best-bank-account-bonuses/

Here's a very recent one: $125 bonus, no DD required. To avoid fees on the account, hold $1500. You'll gt the bonus within 60 days of meeting the requirements and no account early termination fee, meaning a 8.33% return in just over 60 days.

To be fair, this is a checking account bonus, not a savings account bonus. But why get this poor savings account bonus when you can get much better checking account bonuses instead?

[cliffordru]

If you already have a capone360 checking I do not think you would be eligible, but might still be worth a call to cap one.

As for the rate on the savings account, you earn .75% plus the bonus...if my math is correct, the effective rate is well over 1%

[johnny847]

If you already have a capone360 checking I do not think you would be eligible, but might still be worth a call to cap one.

As for the rate on the savings account, you earn .75% plus the bonus...if my math is correct, the effective rate is well over 1%

And I'm saying you can earn way better rates with other bank bonuses. See above